Buying Your First Home?

 

Is Home Ownership right for you?

In the current Lafayette real estate market it depends on your personal situation. If you plan on keeping your home for more than two years, then home ownership is probably for you. Before you decide check out some cost of home ownership you might not have considered.
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Why keep a home at least two years?

You normally need at least two years to build equity in a home. Of course that's in a normal real estate market. When you sell your home, you need enough equity to cover the cost to sell it. So if your plans are to move in two years, home ownership might not be for you.

What are the advantages of owning your own home?

Homes in our local Lafayette Real Estate Market tend to increase in value, especially over the long term and the financial rewards of home ownership can be tremendous. There are tax advantages and property tax deductions on your income tax return.
 
* Your improvements build the value of YOUR home, not the landlords. On the flip side, you are responsible for your homes up keep and maintenance.

* Homeowners insurance covers your personal items eliminating the need for renter's insurance.

* Build your personal credit rating.

* "Your home is your castle". Home ownership frees you from the whims and dictates of a landlord. You gain privacy and freedom of personal expression.

CENTURY 21 Gateway Realty INC.

Each office independantly owned and operated

337-981-4595

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